When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Don’t Myth Out on Whole Life Whole life insurance can help protect what matters most: your family, your assets, and your legacy. Insurance Needs Assessment: For Empty Nesters and Retirees Do your insurance needs stay the same when the nest empties? Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death.